Insurance Coverage for
Fertility Treatment

InVia Fertility Specialists is a contracted preferred provider for most major insurance companies. We accept Blue Cross Blue Shield PPO and HMO plans as well as Aetna, Carrot, Maven, Progyny, and UHC benefits. All five of our physicians are credentialed with with these plans. 

In addition, Illinois has mandated infertility insurance for companies with more than 25 workers, or HMOs with established provider networks inside Illinois. This insurance may cover costs including diagnosis and treatment. Diagnosis includes exams, tests and procedures that determine what may be preventing conception. Treatment includes the measures used to bring about conception and birth.

Asking About Infertility Insurance Benefits

While infertility treatment coverage is mandated by Illinois state law, it is always a good idea to contact your insurance company or employer directly to inquire about the specifics of your insurance benefits. When asking about your coverage, you should address the following questions:

• Do I need a referral to see a reproductive endocrinologist?
• Are my benefits considered in-network or out-of-network for a reproductive specialist?
• How much of my deductible has been met?
• Is there a pre-existing period?
• Is diagnosis for infertility covered?
• What is my coverage on treatment for infertility? Is intrauterine insemination covered? In vitro fertilization covered?
• What coverage do I have for medications needed for my treatment?
• Is there a maximum allowance for infertility treatment, either in terms of costs or number of procedures?
• Does the plan cover treatment after voluntary sterilization?

Carrot is a global leader in fertility and family-building benefits, supporting every path to parenthood, including IVF, egg and sperm freezing, donor-assisted reproduction, gestational surrogacy, and adoption. Through Carrot’s digital platform, you can receive personalized care plans, 24/7 expert guidance, access to top providers, and support for the emotional and financial aspects of your journey. InVia Fertility is proud to be a Carrot preferred provider. To learn more about Carrot, please visit www.get-carrot.com.

Whether you’re trying to conceive, starting IUI or IVF, pursuing surrogacy, or considering adoption, Maven makes it easy to get financial, clinical, and emotional support. Through Maven’s digital platform, you can review your benefits, message a Care Advocate with any questions, and get 24/7 virtual support from over 30 types of providers and specialists—all in one place.

InVia Fertility is proud to be a partner of Maven, exceeding their rigorous quality and patient satisfaction standards.

We are proud to be a Progyny network provider. Progyny, a leader in fertility and family building benefits, provides access to comprehensive fertility care at our clinic. Many companies choose Progyny to work alongside their overall medical insurance.

Contact your Human Resources department to see if you have Progyny coverage or contact Progyny directly by calling (888) 597 - 5072 or emailing info@progyny.com.

Call Us With Questions about Insurance and Fertility Treatment

Helping you know what your insurance covers is an important part of assisting you on your pathway to pregnancy. If you have questions about affording infertility treatment or about whether we accept your specific plan, please contact us at (847) 884 – 8884 today. We are here to help!